The Investment Collective is a financial services company with our own Australian Financial Services Licence (CIP Licensing Limited, No. 471 728), offering business and personal financial and investment advice.
We have a simple ethos, to make the complicated world of finance accessible and easy to understand. We know how easy it is to get lost in what a financial services company has to offer, so it’s our mission to take the confusion out of financial planning.
We view each and every customer as that of a true partnership. After all, it is this kind of relationship that will help you achieve your desired lifestyle.
Unlike many financial planning services who receive commissions from product providers; we believe in full transparency. We were one of the first financial services companies to offer a fee for service model, whereby clients pay an agreed fee to our advisers directly. So we are not obligated to recommend any financial services or products unless they truly suit your needs.
We have teams who work with our advisers to achieve your goals. An added advantage is our in-house Portfolio Administration Service (PAS), which is an extremely useful tool and an integral part of our business. PAS is monitored and managed internally, allowing us to make improvements and give clients direct access to their account by remotely logging in to view their portfolio. In the case a portfolio can’t be run through PAS, we also use external platforms similar to PAS but operated by institutions such as Asgard, Macquarie Wrap, etc.
Having a financial plan is like a map, it pinpoints where you are now, taking into consideration your current situation and providing a strategy to navigate you towards your goals. Along with helping you achieve your financial and lifestyle objectives it can also help you prepare for the unexpected. That’s why a good plan takes time to develop and will change as your situation changes.